From Application to Funding in 24 Hours
We've eliminated the friction from business financing. No lengthy paperwork, no weeks of waiting — just a straightforward process built around your time.
Complete the Application
Fill out our streamlined online application. We ask only what we need — basic business information, monthly revenue, and the funding amount you're seeking. No lengthy forms, no redundant paperwork.
- Business name, industry, and time in operation
- Estimated monthly revenue
- Desired funding amount and intended use
- Owner information and contact details
Submit Your Documents
Once your application is received, we'll request a short list of supporting documents. Most businesses can submit everything within a few hours.
- 3–6 months of business bank statements
- Voided business check
- Government-issued ID
- Additional documents for advances over $250K
Underwriting & Decision
Our underwriting team reviews your application and bank statements to assess your revenue performance. We evaluate your business on what matters — consistent cash flow — not just credit scores.
- Revenue-based underwriting model
- Soft credit pull — no impact to your score
- Industry-specific evaluation criteria
- Dedicated underwriter assigned to your file
Review Your Offer
You'll receive a clear, itemized funding offer — advance amount, factor rate, total payback, and remittance schedule. No hidden fees. No surprises. Take the time you need to review.
- Advance amount and factor rate clearly stated
- Total payback amount disclosed upfront
- Daily or weekly remittance options
- No prepayment penalties
Sign & Receive Funds
Once you sign your agreement, funds are deposited directly into your business bank account. Most clients receive capital within 48 hours of initial approval.
- Electronic signature — no in-person required
- Direct ACH deposit to your business account
- Funds available same or next business day
- Remittance begins per agreed schedule
Eligibility
Basic Requirements
We fund businesses across most industries. Here's what we look for.
Ready to Start?
Apply in minutes. Decision in 24 hours. Funding in 48.